Banking on your Mobile–is a new trend in India. If you have or haven’t bank account then you can opt for Kotak 811 a new age bank account offered by Kotak Mahindra Bank.
What is Kotak 811?
Kotak 811 is a bank account which you can open easily with your smartphone by just providing your Aadhaar number, PAN, and other basic details. That gives you lots of hassle-free banking facilities.
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What are the facilities you get with Kotak 811?
- You get 5% p.a. interest on savings account balance up to Rs. 1 lakh, Earn 6% p.a. interest on savings account balance over Rs. 1 lakh and up to Rs. 1 crore and 5.5% p.a. interest on savings account balance above Rs. 1 crore
- You can do online money transfers for free (IMPS, NEFT and RTGS)
- You get Virtual Visa Debit Card which you can use to shop online
- No minimum balance commitment
What are the benefits of Virtual Visa Debit Card?
Today, we do lots of online transactions through our Debit Card, Credit Card or Netbanking and concerned with the safety of personal data left on the Internet. So, we do expose our card or bank details. But, if we transact with Virtual Visa Debit Card then we are much safer by safeguarding our bank account to some extent. As it has the much lower risk of being a victim of fraud if you use a virtual debit card. The virtual debit card is perfect for those who do not want to provide information about their bank cards.
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Know more about Kotak 811